Terms and Conditions


By purchasing any “Refined By V" program, membership, service, online course or any of its related modules, lessons or courses (The “Program”) from Refined By V, LLC, owner Victoria Havlik (“Instructor”), you agree and consent to the following legal terms and conditions that govern your use of the Program and that form a legal agreement between you and the Instructor.



Each person’s individual success or outcome depends on a variety of factors including their own level of commitment and responsibility. By taking this Program, you accept the risk that you may not achieve any or the level of accomplishments that you have set for yourself.

This Program does not provide any professional financial or legal services or advice outside of personal experience and recommendation guidance from secured partners. Each individual is responsible for their own financial and legal future and should seek own counsel. Instructor disclaims any liability for your reliance on opinions or advice contained in the Program.

Any third party links to products or services are subject to separate terms and conditions. Instructor is not responsible for or liable for any content on or actions taken by such third party websites. Although Instructor may recommend third party sites, products or services, it is your responsibility to fully vet such third parties before entering into any transaction or relationship with them.



Client understands Victoria Havlik and Refined By V, is not an employee, agent, lawyer, doctor, manager, therapist, public relations or business manager, registered dietician, or financial analyst, psychotherapist or accountant. Client understands their participation in this program will not treat or diagnose any disease, illness, or ailment and if they should experience any such issues they should see their registered physician or other practitioner as determined by their own judgment.



You are responsible for paying for the Program in full or through a payment plan if provided and providing Instructor with a valid credit card number or other payment method. If the payment is declined, returned, or deemed fraudulent, your access to the Program will be terminated until all payments are made in full.

If you are enrolled through the payment plan and you miss a payment, your access to the Program will be suspended until you provide a valid credit card number or other payment method. Multiple missed payments may result in termination of your access to the Program unless all remaining payments are made in full.



We DO NOT offer refunds on our Refined By V LLC. digital courses. 

If enrolled in 1:1 service with Refined By V LLC. refund details are stated in the service contract.



The contents in this Program, including but not limited to written text, workbooks, videos, audio recordings, photos, designs and graphics is property of Refined By V, LLC and is protected by copyright laws. Any reproduction or unauthorized use shall constitute infringement. Duplicating, sharing or uploading Program files to sharing sites is considered stealing and Instructor may prosecute such misconduct to the fullest extent permitted by law. The nature of this Program does contain information for you to download, edit, copy, distribute for your personal styling business implementation. You will not use the Program in a manner that constitutes infringement or that has not been authorized by Instructor. More specifically, you may not use Program materials to replicate a similar course.



To access this Program, you may need a password and/or username. You agree to keep this information confidential and not share it with anyone else. If Instructor has reasonable grounds to suspect that you have shared your username and/or password with anyone else, or forwarded Program material to any other person, Instructor has the right to suspend or terminate your account and refuse any and all current or future use of the website and online courses, in whole or part, without refund.



This Program may collect personal identification information from Users such as their name, email and payment information.

The Program and hosting third party website may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information. Collected information may be used to improve customer service, to personalize user experience, improve the Program, send emails, newsletters, or other communications. This Program uses appropriate third party data collection, storage and processing practices and security measures to protect data transmissions. Private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected. However, this is not a guarantee that such data transmissions cannot be accessed, altered or deleted due to firewall or other security software failures.



Products developed by Refined By V, LLC are for strictly educational purposes ONLY. Client accepts and agrees that Client is 100% responsible for their progress and results from products developed by Refined By V, LLC. Refined By V, LLC makes no representations, warranties, or guarantees verbally or in writing. Client understands that because of the nature of products developed by Refined By V, LLC and their extent, the results experienced by each Client may significantly vary. Refined By V, LLC program education and information is intended for a general audience and does not purport to be, nor should it be construed as, specific advice tailored to any individual. Refined By V, LLC assumes no responsibility for errors or omissions that may appear in any program materials.



You understand that your participation in the Program (the “Participation”) may be recorded in audio, video, still image or other form, and you hereby grant to the Company and its representatives, successors, assigns, employees, contractors, licensees, agents, legal representatives, and any person, corporation, or entity acting under their permission or authority or for whom they might be acting, including anyone distributing or disseminating advertising for the products and/or services of the company (collectively the foregoing are referred to as “Producers”): the right and permission to publish, reproduce, distribute, broadcast and/or otherwise use the Participation in such manner, in any medium now known or later developed, worldwide in perpetuity, for such purposes, in whole or in part, as they shall determine in their sole discretion without further compensation or consideration to you and without further authorization by you without any restriction as to changes or alterations (including, but not limited to, composite or distorted representations or derivative works of my Likeness made in any medium) in connection with the development of a coaching library or the promotion of the Company’s business, products, and/or services. You disclaim any interest in the Participation and further acknowledge that they shall constitute the sole property of the Company (or its successors or assigns as the case may be).

You also affirm that any statements or endorsement made by you in your Participation are factually accurate and represent your honest opinions, findings, beliefs, and/or experiences. You hereby waive all rights of ownership, inspection, or approval with regard to any recording, taping, broadcast, reproduction, blurring, distortion, alteration, optical illusion, proposed printed, audio or video publication and/or other use of my name, whether in an intermediary version(s) or finished version(s), the Personal Information and the Participation. You also hereby release, discharge and agree to hold harmless the Producers from and against any and all liability, including, without limitation, claims for invasion of privacy or publicity, defamation or copyright infringement, resulting from their use of my Personal Information, and the Participation. You agree that your use of the Service is voluntary, and you assume complete responsibility for your actions in connection therewith.

You hereby warrant that You are over eighteen years of age and competent to contract in Your own name. You agree that this release shall be binding on you, your legal representatives, your heirs, and your assigns.



Programs does not provide 1:1 coaching nor does registering for this Program indicate that you have enrolled in 1:1 coaching unless specified.



All terms and conditions of this Agreement equally applies to any activities in the private Facebook group created for members of the Program (the “Group”), if applicable and included in Program description. The Group is a complimentary bonus and subject to Facebook terms and conditions. Instructor does not have authority or control over Facebook and cannot predict any changes or rules to Facebook. Instructor is not liable for the Group being made available to you or your rights to access Facebook. Additionally, Instructor may institute community rules and guidelines for the Group with which you agree to comply. Instructor reserves the right to close the Group at any time.



You agree to indemnify, defend and hold harmless Instructor and their agents and contractors harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of this Agreement or your violation of any law or the rights of a third party.



The information, products and services offered in the course are provided “as is” and without warranties of any kind either expressed or implied. To the fullest extent permissible by applicable law, Instructor disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. Instructor does not warrant that the course website or any of its functions will be uninterrupted or error-free, or that any part of the website is free of viruses or other harmful components. Instructor shall not be liable for any direct, indirect, incidental, special, consequential or punitive damages arising from or out of your use, inability to use, or purchase of the course. Your sole and exclusive remedy is to discontinue using the course. Notwithstanding the foregoing, any damages shall be limited to the amount paid by you for the course. Because some states or jurisdictions do not allow the exclusion or limited liability for consequential or incidental damages, in such states or jurisdictions, the Instructor’s liability shall be limited to the fullest extent permitted by law.



Company is committed to providing all Clients in the Program with a positive Program experience. By purchasing this product, Client agrees that the Company may, at its sole discretion, terminate this Agreement, and limit, suspend, or terminate Client’s participation in the Program without refund or forgiveness of monthly payments if Client becomes disruptive to Company or Participants, Client fails to follow the Program guidelines, is difficult to work with, impairs the participation of the other Participants in the Program or upon violation of the terms as determined by Company. Client will still be liable to pay the total contract amount.



This Agreement shall be governed by and construed in accordance with the laws of the State of Georgia, without giving effect to its conflict of laws. The state and federal courts located in Atlanta, Georgia shall have exclusive jurisdiction over any case or controversy arising from or relating to the Course. You hereby submit to the exclusive jurisdiction and venue of such courts and consent irrevocably to personal jurisdiction in such courts and waives any defense of forum non conveniens.